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谁能帮帮我用英文解释一下金融危机(FINANCIAL CRISIS)的定义?

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谁能帮帮我用英文解释一下金融危机(FINANCIAL CRISIS)的定义?
是要全英文解释.不要中文的!
要祥细一点的,最好写明出处,
谁能帮帮我用英文解释一下金融危机(FINANCIAL CRISIS)的定义?
A financial crisis (also known as a currency crisis ) occurs when the value of a currency changes quickly,undermining its ability to serve as a medium for exchange or a store of value.
A financial crisis is a disruption to financial markets in which adverse selection and moral hazard problems become much worse,so that financial markets are unable to efficiently channel funds to those who have the most productive investment opportunities.As a result,a financial crisis can drive the economy away from an equilibrium with high output in which financial markets perform well to one in which output declines sharply.
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