商业银行个人金融业务方面

商业银行个人金融业务方面
Development of Personal Finance Service in Commercial Bank
至少3000字节

Since 70's in 20 centuries,the global commercial bank is under the impact of financial creative wave tide and personal finance mangaing business acquired a fast development.See from flourishing development trend of personal finance mangaing business of the national bank,personal finance mangaing business has a batch quantity big,the risk be low,business scope wide,management income stability etc.advantage,occupy to emphasize to want position in the commercial bank the development.Currently,personal finance mangaing business of our country commercial bank is still placed in a newly arisen stage and the market foreground is very vast.Huge business opportunities and potential that personal financial service market contain make each local commercial bank more and more value to expand personal financial service market and capture.In the meantime,in regard to foundation condition,the local commercial bank strongly develops personal financial business has already had very important realistic meaning as well.
20世纪70年代以来,全球商业银行在金融创新浪潮的冲击下,个人理财业务获得了快速发展.从发达国家银行个人理财业务发展趋势来看,个人理财业务具有批量大、风险低、业务范围广、经营收益稳定等优势,在商业银行发展中占据着重要位置.目前,我国商业银行的个人理财业务还处于新兴阶段,市场前景十分广阔.个人金融服务市场蕴涵的巨大商机和潜力,使得国内各家商业银行越来越重视对个人金融服务市场的开拓和占领.同时,就基础条件来看,国内商业银行大力发展个人金融业务也已经具有了十分重要的现实意义